5 Tips To Save On Auto Insurance
By Mady joseph
The Internet has created increasing competition between car insurance companies. It is easier than ever for consumers to shop for low insurance rates, to analyze coverage and compare premiums. Still, studies have shown that people don't shop around for insurance in the same way they might shop for a new car. Also, people tend to stay with the same car insurance company for years. Why not prove these studies wrong? Put the power of the Net to work for you and save money in the process.

Saving money on your car insurance quote >uk may be easier than you think. here are 5 tips to help you save money.

1. Ask about discounts:
Many insurance companies reduce premiums as a result of certain driver traits or a car's safety/security features. You may be eligible for a discount if you have been a homeowner for more than three years, you're a student with good grades, or if you drive a car with antilock brakes, antitheft devices, airbags, etc.

2. Ask for higher deductibles.
When you file a claim, a deductible is the amount of money you pay before your insurance company kicks in. Higher deductibles mean lower premiums. For example, increasing your deductible from $200 to $500 on collision coverage could reduce your cost by as much as 30 percent.

3. Look for ways to save.
Car insurance discounts vary in each state. When you get a quote for Quote from our website

Erie Insurance Review: Misled by Erie Insurance
Reviewed by Screwed.By.Erie from Illinois on February 12, 2010. Recommend: No.
Nationwide Review: Nationwide falsely reported my claim.
Reviewed by exNationwideCustomer from Pennsylvania on February 11, 2010. Recommend: No.
Progressive Review: 180 dollars a month
Reviewed by Tammy from st petersburg, fl on February 7, 2010. Recommend: No.
State Farm Review: Nicole DellaPorta
Reviewed by WOOD0905 from Saratoga Springs, NY on January 16, 2010. Recommend: Yes.
USAA Review: USAA is by far the best.
Reviewed by Tim Johnson from Phoenix AZ on January 2, 2010. Recommend: Yes.
USAA Review: Watch Out For Cars With A USAA Bumper Sticker
Reviewed by zootmancars from San Antonio on December 8, 2009. Recommend: No.
AAA Review: Bad, Bad, Bad. Really Bad.
Reviewed by Joe Lindsay from San Diego, California on November 20, 2009. Recommend: No.
USAA Review: gouging paying customers
Reviewed by sickandtired from austin, texas on October 5, 2009. Recommend: No.
Nationwide Review: Undecided
Reviewed by Brandy H. from OH on September 22, 2009. Recommend: No.
State Farm Review: Two high quality claims experiences
Reviewed by AB from Kansas City, MO on September 20, 2009. Recommend: Yes.
Esurance Review: HELL NO!
Reviewed by ihateesurance from charleston, sc on August 4, 2009. Recommend: No.
Farmers Insurance Review: Bottom of The Barrel
Reviewed by Farmers Sucks from Right Here on July 12, 2009. Recommend: No.
Progressive Review: Horrible horrible service/ customer service
Reviewed by pissed off from ca on June 30, 2009. Recommend: No.
Liberty Mutual Review: Great Company
Reviewed by Firefly from Pennsylvania on June 22, 2009. Recommend: Yes.
Progressive Review: Not worth the risk
Reviewed by gimp from Warren on June 22, 2009. Recommend: No.

you can find out which discounts are available for drivers in your state. Some additional factors that may lower your rate or help you get a discount on your may include:

· Factory-installed safety equipment
· Factory-installed anti-theft devices
· Additional anti-theft equipment
· Good students in certain age groups

4. Discounts for Auto Safety Features
Auto safety features will also lower your payments. Heading the list of money saving safety features is antilock brakes. Certain states -- such as Florida, New Jersey and New York -- encourage drivers to buy cars with antilock brakes by requiring insurers to give discounts. Check to see if you live in such a state, or if the insurance company you are considering gives a discount for this feature. Automatic seatbelts and airbags are also frequently rewarded with insurance discounts.

5. Ask about antilock brakes.
Some states, including Florida, New Jersey, and New York, require insurers to give discounts for cars equipped with antilock brakes. Some insurance companies give the discount no matter where you live.

Visit our website http://www.1-auto-insurance.info for further information

About the Author
Mady joseph is expert in auto insurance domain and also the webmaster for car insurance quote UK website. Visit our website for more knowledge and information.